Individual Health Insurance

Individual Health Insurance Plans

Whatever your situation is, We can find a plan to fit your needs and budget. We Insurance can help you with:

  • Health Insurance
  • Short Term Medical Plans
  • International Medical Plans
  • Dental Insurance Plans

Do you or your family qualify for subsidies (Premium Tax Credit) through Covered CA?

We Insurance can help determine your eligibility! Want to learn more?

Open Enrollment

Individual health insurance has a specific period for enrollment. Open enrollment begins on November 1st for plan effective dates of January 1st of the next year.

If you need health insurance outside of the open enrollment period, a qualifying event will make you eligible for coverage. Qualifying events include the following:

  • Changes in family structure (increase or decrease in number of eligible family members)
  • Change in employment resulting in loss of coverage
  • Moving to a new state
  • Involuntary loss of coverage

Don’t have coverage or a qualifying event?

No need to worry- we can help you find a short term medical plan to cover you until open enrollment.

Traveling Abroad?

There are many international medical plans to cover you in other countries, should you need it.

A Note on Health Insurance and the Affordable Care Act

The Affordable Care Act (also known as “Obamacare”) has extended coverage to individuals who were previously denied for coverage. Also, the ACA provides subsidiaries to those who qualify. We are happy to explain the key provisions of the act or you can visit the U.S. Department of Health & Human Services.

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